If you don't have much money set aside for repairs, you might want to consider getting a car loan. Most car repair shops accept credit cards. But make sure not to use all of your available credit. Avoid maxing out your cards to avoid interest charges and temptation to use them for other things. To avoid the hassle of a car loan, make sure to shop around and know what you're getting into. Below are some helpful tips to help you find the best deal for your needs.